.heading_one {  font-family: Arial, Helvetica, sans-serif; font-size: 18pt; font-style: normal; font-weight: bold; color: #990000}
.subhead_one {  font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; color: #990000}
.normal_text { font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; color: #990000 }
.smalltest {  font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; color: #990000}
A:link {text-decoration:underline;color:#990000}; 
A:visited {text-decoration:underline;color:#990000}; 
A:active {text-decoration:underline;color:#990000};